/* Credit Scope - Avant-Garde Pure White Theme CSS */
@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&family=Syne:wght@500;700;800&display=swap');

:root {
  --bg-main: #ffffff;
  --bg-subtle: #f8f9fa;
  --bg-card: #ffffff;
  --bg-dark: #0a0a0c;
  --text-main: #32907C;
  --text-muted: #525866;
  --text-light: #868c98;
  --accent-primary: #0f172a;
  --accent-blue: #2563eb;
  --accent-light-blue: #eff6ff;
  --border-color: #e2e8f0;
  --border-strong: #0d0e12;
  --border-focus: #1e293b;
  --shadow-sm: 0 2px 4px rgba(0, 0, 0, 0.02);
  --shadow-md: 0 12px 24px -6px rgba(0, 0, 0, 0.05);
  --shadow-lg: 0 24px 48px -12px rgba(0, 0, 0, 0.08);
  --shadow-brutal: 6px 6px 0px #0d0e12;
  --radius-sm: 8px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;
  --transition-fast: 0.2s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-smooth: 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

/* Reset & Base */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  background-color: var(--bg-main);
  color: var(--text-main);
  //font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, sans-serif;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  overflow-x: hidden;
  background-color: var(--bg-main);
  line-height: 1.6;
}

/* Typography Helpers */
.font-syne {
  //font-family: 'Syne', sans-serif;
}

h1, h2, h3, h4, h5, h6 {
  //font-family: 'Syne', 'Plus Jakarta Sans', sans-serif;
  color: var(--text-main);
  line-height: 1.1;
  letter-spacing: -0.03em;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

/* Container */
.container {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 2rem;
}

/* Avant-Garde Background Grid Lines */
.bg-grid-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  pointer-events: none;
  z-index: 0;
  background-image: 
    linear-gradient(to right, rgba(0, 0, 0, 0.03) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(0, 0, 0, 0.03) 1px, transparent 1px);
  background-size: 80px 80px;
  opacity: 0.7;
}

/* Navigation Header */
header.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border-color);
  transition: var(--transition-fast);
}

.nav-wrapper {
  display: flex;
  justify-content: space-between;
  align-items: center;
  height: 80px;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 800;
  font-size: 1.35rem;
  letter-spacing: -0.04em;
  color: var(--text-main);
}

.logo-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  background: var(--text-main);
  color: #fff;
  border-radius: var(--radius-sm);
  //font-family: 'Syne', sans-serif;
  font-weight: 800;
  font-size: 1.1rem;
}

.nav-links {
  display: flex;
  gap: 2.5rem;
  list-style: none;
}

.nav-links a {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--text-muted);
  transition: var(--transition-fast);
  position: relative;
}

.nav-links a:hover {
  color: var(--text-main);
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0%;
  height: 2px;
  background: var(--text-main);
  transition: var(--transition-fast);
}

.nav-links a:hover::after {
  width: 100%;
}

.header-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--text-main);
  color: #fff;
  padding: 12px 24px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.9rem;
  transition: var(--transition-fast);
  box-shadow: 0 4px 14px rgba(0,0,0,0.1);
}

.header-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0,0,0,0.2);
  background: #1e293b;
}

/* Hero Section */
.hero-section {
  position: relative;
  padding: 5rem 0 6rem 0;
  z-index: 1;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 4rem;
  align-items: center;
}

.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  background: #f1f5f9;
  border: 1px solid var(--border-color);
  border-radius: 999px;
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--text-main);
  margin-bottom: 1.5rem;
}

.hero-tag .dot {
  width: 8px;
  height: 8px;
  background: var(--accent-blue);
  border-radius: 50%;
  display: inline-block;
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0% { transform: scale(0.95); opacity: 1; }
  50% { transform: scale(1.3); opacity: 0.5; }
  100% { transform: scale(0.95); opacity: 1; }
}

.hero-title {
  font-size: 4.2rem;
  font-weight: 800;
  line-height: 1.05;
  margin-bottom: 1.5rem;
  letter-spacing: -0.04em;
  color: var(--text-main);
}

.hero-title span.highlight {
  position: relative;
  display: inline-block;
  color: var(--text-main);
  background: linear-gradient(180deg, transparent 70%, #e2e8f0 70%);
}

.hero-description {
  font-size: 1.15rem;
  color: var(--text-muted);
  margin-bottom: 2.5rem;
  max-width: 620px;
  font-weight: 400;
  line-height: 1.7;
}

.hero-actions {
  display: flex;
  gap: 1.25rem;
  align-items: center;
  margin-bottom: 3rem;
}

.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: var(--text-main);
  color: #ffffff;
  padding: 16px 36px;
  border-radius: var(--radius-md);
  font-weight: 700;
  font-size: 1rem;
  border: 2px solid var(--text-main);
  transition: var(--transition-fast);
  box-shadow: var(--shadow-brutal);
  cursor: pointer;
}

.btn-primary:hover {
  transform: translate(-3px, -3px);
  box-shadow: 9px 9px 0px #0d0e12;
  background: #111827;
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: #ffffff;
  color: var(--text-main);
  padding: 16px 32px;
  border-radius: var(--radius-md);
  font-weight: 700;
  font-size: 1rem;
  border: 2px solid var(--border-strong);
  transition: var(--transition-fast);
  cursor: pointer;
}

.btn-secondary:hover {
  background: #f8fafc;
  transform: translateY(-2px);
}

.hero-image-wrapper {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
}

.hero-img-card {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  border: 2px solid var(--border-strong);
  box-shadow: 12px 12px 0px var(--text-main);
  background: #ffffff;
  transition: var(--transition-smooth);
}

.hero-img-card:hover {
  transform: translateY(-6px) scale(1.01);
  box-shadow: 18px 18px 0px var(--text-main);
}

.hero-img-card img {
  width: 100%;
  height: auto;
  object-fit: cover;
  display: block;
}

.hero-badge-overlay {
  position: absolute;
  bottom: 24px;
  left: 24px;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(12px);
  padding: 14px 20px;
  border-radius: var(--radius-md);
  border: 1px solid var(--border-strong);
  box-shadow: var(--shadow-md);
  display: flex;
  align-items: center;
  gap: 14px;
}

.badge-icon {
  width: 42px;
  height: 42px;
  background: var(--text-main);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.1rem;
}

.badge-text strong {
  display: block;
  font-size: 0.95rem;
  color: var(--text-main);
}

.badge-text span {
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* Notice Bar (Registration & Verification) */
.notice-section {
  position: relative;
  z-index: 1;
  margin-bottom: 5rem;
}

.notice-card {
  background: var(--bg-subtle);
  border: 2px dashed var(--border-strong);
  border-radius: var(--radius-lg);
  padding: 2.5rem 3rem;
  display: flex;
  gap: 2rem;
  align-items: flex-start;
}

.notice-icon-box {
  flex-shrink: 0;
  width: 54px;
  height: 54px;
  background: var(--text-main);
  color: #ffffff;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
}

.notice-content h3 {
  font-size: 1.35rem;
  font-weight: 700;
  margin-bottom: 0.75rem;
}

.notice-content p {
  color: var(--text-muted);
  font-size: 1.02rem;
  line-height: 1.75;
}

/* Rates & Limits Section (Bold Metrics) */
.rates-section {
  position: relative;
  z-index: 1;
  padding: 5rem 0;
}

.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 4rem auto;
}

.section-tag {
  display: inline-block;
  font-size: 0.85rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--accent-blue);
  margin-bottom: 0.75rem;
}

.section-title {
  font-size: 2.75rem;
  font-weight: 800;
  margin-bottom: 1rem;
}

.section-desc {
  font-size: 1.1rem;
  color: var(--text-muted);
}

.rates-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.rate-card {
  background: #ffffff;
  border: 2px solid var(--border-strong);
  border-radius: var(--radius-lg);
  padding: 2.5rem 2rem;
  position: relative;
  transition: var(--transition-fast);
  box-shadow: var(--shadow-sm);
}

.rate-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-brutal);
}

.rate-card.highlight-card {
  background: var(--text-main);
  color: #ffffff;
}

.rate-card.highlight-card h4,
.rate-card.highlight-card .rate-value,
.rate-card.highlight-card .rate-sub {
  color: #ffffff;
}

.rate-card.highlight-card .rate-desc {
  color: #94a3b8;
}

.rate-label {
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-light);
  margin-bottom: 1rem;
  display: block;
}

.rate-card.highlight-card .rate-label {
  color: #cbd5e1;
}

.rate-value {
  font-size: 2.8rem;
  font-weight: 800;
  //font-family: 'Syne', sans-serif;
  line-height: 1;
  margin-bottom: 0.5rem;
  color: var(--text-main);
}

.rate-sub {
  font-size: 1rem;
  font-weight: 600;
  color: var(--text-muted);
  margin-bottom: 1rem;
}

.rate-desc {
  font-size: 0.95rem;
  color: var(--text-muted);
  border-top: 1px solid var(--border-color);
  padding-top: 1rem;
  margin-top: 1rem;
}

.rate-card.highlight-card .rate-desc {
  border-top-color: #334155;
}

/* Calculator & Cost Example Section */
.calc-section {
  position: relative;
  z-index: 1;
  padding: 6rem 0;
  background: var(--bg-subtle);
  border-top: 1px solid var(--border-color);
  border-bottom: 1px solid var(--border-color);
}

.calc-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3.5rem;
  align-items: flex-start;
}

.calc-intro h2 {
  font-size: 2.8rem;
  font-weight: 800;
  margin-bottom: 1.25rem;
}

.calc-intro p {
  font-size: 1.08rem;
  color: var(--text-muted);
  margin-bottom: 2rem;
  line-height: 1.7;
}

.calc-features-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.calc-feature-item {
  display: flex;
  align-items: center;
  gap: 1rem;
  font-weight: 600;
  font-size: 1.02rem;
}

.calc-feature-item .check-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--text-main);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  font-weight: 800;
}

/* Interactive Calculator Box */
.calc-box {
  background: #ffffff;
  border: 2px solid var(--border-strong);
  border-radius: var(--radius-xl);
  padding: 2.5rem;
  box-shadow: 10px 10px 0px var(--text-main);
}

.calc-header {
  border-bottom: 2px solid var(--border-color);
  padding-bottom: 1.5rem;
  margin-bottom: 2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.calc-header h3 {
  font-size: 1.4rem;
  font-weight: 800;
}

.calc-header .badge-tag {
  background: #f1f5f9;
  border: 1px solid var(--border-strong);
  padding: 4px 12px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.8rem;
}

.calc-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.9rem 0;
  border-bottom: 1px dashed var(--border-color);
  font-size: 1rem;
}

.calc-row:last-child {
  border-bottom: none;
}

.calc-row .label {
  color: var(--text-muted);
  font-weight: 500;
}

.calc-row .value {
  font-weight: 700;
  color: var(--text-main);
  //font-family: 'Syne', sans-serif;
  font-size: 1.1rem;
}

.calc-row.formula-row {
  background: #f8fafc;
  padding: 1rem 1.25rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border-color);
  margin: 0.75rem 0;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.25rem;
}

.calc-row.formula-row .formula-title {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--text-muted);
  text-transform: uppercase;
}

.calc-row.formula-row .formula-math {
  //font-family: 'Syne', sans-serif;
  font-weight: 800;
  font-size: 1.15rem;
  color: var(--text-main);
}

.calc-total-box {
  background: var(--text-main);
  color: #ffffff;
  padding: 1.75rem;
  border-radius: var(--radius-md);
  margin-top: 1.5rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.calc-total-box .total-label {
  font-size: 1rem;
  font-weight: 600;
  color: #cbd5e1;
}

.calc-total-box .total-amount {
  //font-family: 'Syne', sans-serif;
  font-size: 2.2rem;
  font-weight: 800;
  color: #ffffff;
}

.calc-disclaimer {
  margin-top: 1.5rem;
  font-size: 0.85rem;
  color: var(--text-light);
  line-height: 1.6;
  border-top: 1px solid var(--border-color);
  padding-top: 1rem;
}

/* Features & Credit Mechanism */
.mechanism-section {
  position: relative;
  z-index: 1;
  padding: 6rem 0;
}

.mech-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
}

.mech-card {
  border: 2px solid var(--border-strong);
  border-radius: var(--radius-xl);
  padding: 3rem;
  background: #ffffff;
  transition: var(--transition-fast);
  position: relative;
  overflow: hidden;
}

.mech-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-brutal);
}

.mech-card-num {
  //font-family: 'Syne', sans-serif;
  font-size: 4rem;
  font-weight: 800;
  color: #e2e8f0;
  position: absolute;
  top: 1.5rem;
  right: 2rem;
  line-height: 1;
  pointer-events: none;
}

.mech-card h3 {
  font-size: 1.8rem;
  font-weight: 800;
  margin-bottom: 1.25rem;
  padding-right: 3rem;
}

.mech-card p {
  color: var(--text-muted);
  font-size: 1.05rem;
  line-height: 1.75;
}

/* Before Applying Checklist Section */
.apply-section {
  position: relative;
  z-index: 1;
  padding: 6rem 0;
  background: #ffffff;
}

.checklist-card {
  border: 2px solid var(--border-strong);
  border-radius: var(--radius-xl);
  padding: 3.5rem;
  background: var(--bg-subtle);
  box-shadow: 12px 12px 0px var(--text-main);
}

.checklist-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  margin-top: 3rem;
}

.check-item {
  background: #ffffff;
  border: 1px solid var(--border-strong);
  padding: 2rem;
  border-radius: var(--radius-md);
  transition: var(--transition-fast);
}

.check-item:hover {
  transform: translateY(-4px);
  box-shadow: 4px 4px 0px var(--text-main);
}

.check-item-icon {
  width: 44px;
  height: 44px;
  background: var(--text-main);
  color: #fff;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  font-weight: 800;
  margin-bottom: 1.25rem;
}

.check-item h4 {
  font-size: 1.2rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
}

.check-item p {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.6;
}

.apply-warning {
  margin-top: 3rem;
  padding: 1.5rem 2rem;
  background: #fff;
  border: 1px solid var(--border-strong);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  gap: 1.25rem;
  font-size: 0.98rem;
  color: var(--text-muted);
}

.apply-warning .warning-icon {
  font-size: 1.5rem;
  flex-shrink: 0;
}

/* Assistance & Support Section */
.support-section {
  position: relative;
  z-index: 1;
  padding: 6rem 0;
  background: var(--text-main);
  color: #ffffff;
  margin-top: 4rem;
}

.support-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.support-info h2 {
  color: #ffffff;
  font-size: 3rem;
  font-weight: 800;
  margin-bottom: 1.25rem;
}

.support-info p {
  color: #94a3b8;
  font-size: 1.1rem;
  line-height: 1.7;
  margin-bottom: 2rem;
}

.support-card {
  background: #1e293b;
  border: 1px solid #334155;
  padding: 3rem;
  border-radius: var(--radius-xl);
  text-align: center;
}

.support-card .icon-box {
  width: 64px;
  height: 64px;
  background: #ffffff;
  color: var(--text-main);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  margin: 0 auto 1.5rem auto;
}

.support-card h3 {
  color: #ffffff;
  font-size: 1.5rem;
  margin-bottom: 0.75rem;
}

.support-card p {
  color: #94a3b8;
  font-size: 0.95rem;
  margin-bottom: 1.5rem;
}

.email-link {
  display: inline-block;
  //font-family: 'Syne', sans-serif;
  font-size: 1.35rem;
  font-weight: 800;
  color: #ffffff;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  padding: 16px 32px;
  border-radius: 999px;
  transition: var(--transition-fast);
}

.email-link:hover {
  background: #ffffff;
  color: var(--text-main);
  transform: scale(1.03);
}

/* Footer */
footer.site-footer {
  background: #000000;
  color: #64748b;
  padding: 3rem 0;
  border-top: 1px solid #1e293b;
  font-size: 0.9rem;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1.5rem;
}

.footer-copy {
  color: #64748b;
}

/* Responsive Utilities */
@media (max-width: 1024px) {
  .hero-grid, .calc-wrapper, .mech-grid, .support-container {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  .rates-grid, .checklist-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .hero-title {
    font-size: 3.2rem;
  }
}

@media (max-width: 640px) {
  .nav-links {
    display: none;
  }
  .hero-title {
    font-size: 2.5rem;
  }
  .rates-grid, .checklist-grid {
    grid-template-columns: 1fr;
  }
  .hero-actions {
    flex-direction: column;
    align-items: stretch;
  }
  .notice-card {
    flex-direction: column;
    padding: 2rem;
  }
}